Create an Account - Increase your productivity, customize your experience, and engage in information you care about.
On Wednesday, October 11th, representatives from FEMA, GEMA, CEMA, and the City presented information about FEMA's Hazard Mitigation Grant Program (HMGP) to raise homes above the base flood elevation in flood zones. In a nutshell, if you live in a ground floor, non-FEMA FIRM home, you should qualify and consider applying!
This article is being updated over the next few days as we gather all the information and resources here for your benefit. Although the meeting announcement noted that these grants are available to homes built before 1971, in fact, any ground level home subject to disastrous flooding could qualify for one of these grants. The monies would come from a combination of sources, being FEMA, the State of Georgia, the City of Tybee, and the individual home owners. Bottom line to the home owner, 15% of the funds would need to be supplied by the home owner, whether out of their own pocket, via an independent loan, or by using the Increased Compliance Cost money for homes that have suffered significant damage and already have flood insurance. Note that HMGP grants do not have existing insurance as a pre-requisite, although after a home has been raised, keeping flood insurance in effect is one of the requirements.
You may review general information about the HMGP at the FEMA website at https://www.fema.gov/hazard-mitigation-grant-program. More details about Tybee Island's participation in the program and requirements for applicants will be detailed here in the next couple of days.
Some immediately relevant information: